
Home & ADU Loans Made Simple
Your Trusted Partner in Residential & ADU Financing
I’m Joyce Te, a dedicated mortgage lender helping clients achieve homeownership with tailored financing solutions. Specializing in residential loans and prefab ADU loans, I guide you through every step with clarity and care. Whether you’re buying your first home, refinancing, or adding an accessory dwelling unit, I provide personalized service and competitive options to fit your goals. My mission is to make the lending process smooth, transparent, and stress‑free so you can focus on your future.
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ADU Resource Center
ADU Financing Specialist
Whether it’s for rental income, family, or extra space, I’ll help you secure the right financing for your prefab ADU. Let’s make your vision a reality—get started with a quick, no‑obligation consultation.
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Schedule a one-on-one consultation with me today. Whether you’re buying, selling, or just exploring your options, I’m here to guide you every step of the way.